Public offer to participate in the conference

"Technology and Artificial Intelligence in Finance"
Moscow, October 14, 2019
General provisions
ACRA RM (LLC) proposes the following contractual terms to corporations and individuals.

In accordance with article 437 of the Civil code of the Russian Federation, this document is an official public offer (hereinafter, the Offer) of ACRA RM (LLC).

The entity's acceptance of the Offer (hereinafter, Acceptance) is equivalent to the conclusion of a contract on participation in the conference on November 14, 2019, in Moscow.

Acceptance is recognized as complete and unconditional only if the entity sends an application for participation in the conference to ACRA RM (LLC) via online form (https://acra-events.com/conference-14-november/en#registration) and pays in full. The application must contain the following mandatory information: name of the organization, TIN, full name, position, phone, and e-mail address.

The Offer expires on November 14, 2019. Acceptance of the Offer via application is possible no later than November 13, 2019, 6:00 pm Moscow time.

ACRA RM (LLC) reserves the right to amend the terms of the Offer and/or withdraw the Offer at any time at its discretion. If ACRA RM (LLC) makes changes to the Offer, such changes shall enter into force from the moment the amended Offer is posted on the internet at https://acra-events.com/conference-14-november/en/offer.

This offer is made in Russian and English languages. The Russian version of this offer is available at https://acra-events.com/conference-14-november/ru/offer. In case of any discrepancies between Russian and English versions text in Russian shall prevail.
Offer for participation in the conference "Technology and Artificial Intelligence in Finance"
ACRA RM (LLC) (hereinafter, the Contractor), represented by its CEO Andrey Yurievich Korolev and acting on the basis of the Charter, invites you (hereinafter, the Customer) to participate in the conference "Technology and Artificial Intelligence in Finance" on November 14, 2019, in Moscow.
1. Item and cost of service
1.1. The Contractor provides the service to the Customer. "Service" is understood as ensuring participation in the conference "Technology and Artificial Intelligence in Finance" on November 14, 2019, in Moscow.

1.2. The cost of the service for one participant is RUB 20,000 (twenty thousand).

1.3. The cost of the service for two or more participants from the same company is RUB 17,000 (seventeen thousand) per participant.

1.4. Participants registered on or before October 20, 2019, on the website https://acra-events.com/conference-14-november/en shall receive a discount of 20% (twenty) or 25% (twenty-five). Therefore, the cost of participation will be RUB 16,000 (sixteen thousand) for one participant and RUB 15,000 (fifteen thousand) for two or more participants from the same company.

1.5. Persons who have fully paid the cost of participation shall be allowed to participate in the conference, provided that the Contractor receives funds before the conference (November 14, 2019, 10:00 am).

1.6. The cost of these services includes VAT.
2. Payment terms and settlement procedure
2.1. The Contractor shall issue an electronic invoice of payment based on the application received from the Customer (corporation). A scanned copy of the invoice shall be sent to the Customer's e-mail address (specified in the application).

2.1.1 The customer shall pay for services in cashless form based on the invoice issued by the Contractor after receiving the application.

2.1.2 Upon providing services to the Customer, the Contractor shall draw up and provide the Customer with an Act on the provision of services (hereinafter, the Act) in 2 (two) copies and an Tax invoice in 1 (one) copy. The Customer is obliged to read the Act within 5 (five) working days from the date of its creation. If the Customer disagrees with the Act, they have the right to send the Contractor a reasoned written refusal to sign the Act or provide the Contractor with a signed Act. If the Customer does not send the Act or a reasoned written refusal to the Contractor within the specified period, the Act shall be considered accepted by the Customer and services shall be properly rendered.

2.2 For non-corporate Customers (individuals), payment by bankcard is acceptable.

2.2.1 Payment by bankcards is carried out through ALFA-BANK JSC.

2.2.2 We accept VISA, MasterCard and MIR cards.

2.2.3 The payment via the Internet is carried out in accordance with the Regulations of international payment systems Visa, MasterCard and the MIR Payment System on the principles of confidentiality and security of payment, for which the most modern methods of verification, encryption and data transfer through closed communication channels are used. Bankcard data is entered on the secure payment page of ALFA-BANK JSC.

On the page for entering bankcard data, you will need to enter bankcard data: card number, card holder name, card expiration date, three-digit security code (CVV2 for VISA, CVC2 for MasterCard, Additional Identification Code for MIR). All necessary data is printed on the card itself. A three-digit security code is the three digits on the back of the card.

Next, you will be redirected to your bank's page to enter the security code (sent as SMS). In case you did not receive a security code, then contact the bank-issuer of the card.

2.2.4 Possible reasons if payment is rejected:
  • a bankcard is not intended for making payments via the Internet, which can be found out by contacting your Bank;
  • insufficient funds to pay by bankcard. You can find out more about the availability of funds on a bank card by contacting the bank-issuer of the card;
  • bankcard information is entered incorrectly;
  • bankcard has expired. The validity period of the card is usually indicated on the front side of the card (this is the month and year until which the card is valid). You can find out more about the card validity period by contacting the bank-issuer of the card.

2.2.5 In case of payment payment by card refunds in cash are not allowed. The refund procedure is subject to International payment systems regulations.

2.2.6 Refunds are made in accordance with the provisions of clause 3.3.2 of this Offer.

2.2.7 To refund money you have to fill in the Refund application (a form is sent upon request to an email address) and then send this application at acra.rm@acra-rm.ru along with a copy of your passport and receipts confirming the payment.

2.2.8 The refund is made within 21 (twenty one) business days from the date the Company receives the Refund application.

2.2.9 To refund money for a wrong operation you have to send a written application at acra.rm@acra-rm.ru along with a copy of your passport and receipts confirming the wrong operation.

2.2.10 The refund amount is equal to the cost of participation in the conference paid by the Customer. Application processing starts from the day the Company receives such application.

2.2.11 For payment by bankcard and other issues related to the operation of the site, you can contact the following numbers: 8 (495) 287-70-55.

2.2.12 Any personal information you provide (name, address, phone, e-mail, bankcard number) is confidential and not subject to disclosure. Your bankcard information is transmitted only in encrypted form and is not stored on our Web server.
3. Rights and obligations of the parties
3.1 The Contractor must:

3.1.1 Promptly notify the Customer of all situations requiring additional approval;

2.1.2 Timely provide the Customer with the documents stipulated in points 2.1, 2. 1. 2, and 2.2 of the Offer.

3.2 The Contractor has the right to:

3.2.1 Reschedule the conference;

3.2.2 Make changes to the conference program, including changing speakers participating in the conference;

3.2.3 Refuse to provide services to the Customer and provide a refund of the advance payment if available.

3.3 The Customer has the right to:

3.3.1 Receive the documents stipulated in points 2.1, 2. 1. 2, and 2.2 of the Offer;

3.3.2 Not participate in the conference. If the Customer or its representatives cancel their participation in the conference no later than 5 working days before the date of the conference, the cost of the service paid by the Customer shall be refunded in full. If the Customer or its representatives cancel their participation in the conference within 5 working days before the date of the conference, the paid cost of the service is not refundable.
4. Personal data processing
4.1 In compliance with Federal law № 152-FZ, dated July 27, 2006, "On personal data," the Customer's employee agrees to the Contractor processing their personal data when indicating said personal data on the site. The Customer's employee grants the Contractor the right to perform all actions (operations) with their personal data, including the collection, systematization, accumulation, storage, updating, modification, use, depersonalization, blocking, and destruction of personal data.

4.2 Materials generated by the Contractor during the conference may contain photos of participants and will be posted on the website (https://acra-events.com).
5. Responsibility of parties
5.1 Under no circumstances shall the Contractor be liable to the Customer or any third party for any indirect losses, damages, lost profits, debts, or other costs incurred by the Customer in using the service provided by the Contractor under the Offer.

5.2 The parties shall be released from liability for partial or complete failure to perform obligations under the Offer if the failure to perform obligations was a consequence of force majeure. Force majeure includes events which a Party cannot influence and for the occurrence of which it is not responsible, including: war, insurrection, strike, earthquake, flood, other natural disasters, fire, power supply failures that occurred through no fault of the Parties, actions and acts of authorities taken after the conclusion of the Offer making it impossible to fulfill the obligations established by the Offer, as well as other unforeseen circumstances, events, and phenomena beyond the control of the parties, but not limited to the above.
6. Final provisions
6.1 The Offer comes into force from the moment of full payment by the Customer in the amount of 100% of the cost of services under the Offer and is valid until the Parties fulfill their obligations.

6.2 The terms of the Offer are fully accepted by the Customer. The Customer enters into the Offer voluntarily. In addition, the Customer (the Customer's representative): a) is fully acquainted with the terms of the Offer; b) fully understands the subject of the Offer; C) fully understands the meaning and consequences of their actions in relation to the conclusion and execution of the Offer.

6.3 The Customer (the Customer's representative) has all the rights and powers necessary for the conclusion and execution of the Offer.

6.4 All disputes and disagreements are resolved via negotiations between Parties. If disputes and disagreements cannot be settled with negotiations, they are referred to the Arbitration court of Moscow.

6.5 In the event of disputes related to the conclusion, interpretation, fulfillment, modification, termination, or invalidity of the Offer, the interested Party is obliged to send the other Party a deliberate claim in writing to the address specified in the Offer. Claims and answers to them are sent by mail (ordered letter) or handed over upon receipt. A dispute related to any of the issues specified in this clause may be referred to the court for resolution after 30 (thirty) calendar days from the date of sending a claim in accordance with this clause.
7. Contacts and details
ACRA Risk Management (Limited Liability Company)

75, Sadovnicheskaya emb., Moscow, Russia, 115035

4th floor, Unit 15, Offices 61 and 62

Principle State Registration Number: 1187746164407

TIN: 9705115279, Tax Registration Reason Code: 770501001

Tel.: +7 (495) 287-70-55

E-mail: acra.rm@acra-rm.ru